EN ES FR HE IT NL PL UA BY PT DE Financial uravlenie and management in business es fr it nl pl by ua pt de en
sections
  • monthly bills of profits and losses (estimates)
  • Forecasting of movement of a cash
  • the Forecast of movement of a cash
  • Forecasting of balance reports
  • the Financial information for monitoring and monitoring systems
  • Information systems of management
  • Information requirements for the small-scale business enterprises
  • the Data recording: account books and other initial documents
  • book keeping System on a method of double record: full system
  • Monitoring systems and monitoring procedures
  • Control devices of the balance report
  • financing Sources
  • Types and sources of financial assets
  • Financing of the basic means
  • Granting of the credit by suppliers
  • Grants
  • Criteria of investments into small enterprises
    • Types and sources of financial assets. Loans

    you are: Types and sources of financial assets

    Loans, depending on the sum and a status of the borrower, can be given both on the basis of maintenance, and without it. The bank can lend money without maintenance only in case of the small sum or trust to the borrower. Maintenance usually is required for the large sums, irrespective of position of the borrower. Maintenance under enterprise actives can be in the form of the "floating" promissory note when maintenance is distributed on all actives of the enterprise (the basic and turnaround), or the fixed promissory note which is fixed to a separate active or actives, usually behind an active which pays back the granted loan. Promissory notes are registered in the Ground Register (Land Registry), and the enterprise cannot dispose of these actives without the permission of bank. рыболовный интернет магазин почтой

    The Alternative form is maintenance under a personal guarantee or a third party guarantee. Owners nekorporirovannyh the enterprises risk automatically (they bear unlimited responsibility), but with limited liability it is usually possible to demand from directors of the companies personal guarantees for small loans or overdraftov. The guarantees provided with the third party, are so comprehensible though to find it much more difficult. It can be a member of a family, representatives of the local authorities, authorised to give extra guarantees for the companies which are favourable to the given area (for example, give workplaces for local population). Качественное обслуживание, панно из натурального камня.

    In a case when it is not enough personal maintenance or it is not present, the borrower can take the loan in conformity with system about granting of guarantees under loans (Loan Guarantee Scheme) which is provided with the state. This system gives state guarantees under 70% of the loan that is usually realised by bank. To guarantees address only when the enterprise cannot pay a debt. The enterprise can occupy on this system to 75000 pounds (the loan not less than 10000 pounds is provided), and set of criteria of conformity joins inability of the borrower to give personal maintenance. The state receives the insurance gathering of 2,4% paid quarterly. Loans are given for the term from two till seven years. The delay of payments for first two years (the moratorium on capital payments) is thus possible. Total payment of percent usually hardly above the rate raised by banks from the provided loan. онлайн заказ такси киев

    Proceeding from movement of a cash of the enterprise, it is possible to stipulate terms of payment of bank loans; banks have the various packages of agreements prepared for various cases. Loans share on short-term and urgent for longer term.